Navigating the financial aid landscape can feel overwhelming, but it’s a critical step in the HBCU financial aid process for Historically Black College and University (HBCU) students. Many of us face financial challenges that go beyond tuition alone—there are costs for housing, books, and everyday expenses that can create financial strain. Addressing these hurdles early on is essential to ensure that your academic journey stays on track, especially as industries actively hiring HBCU graduates—such as healthcare, technology, finance, education, and government—continue to expand opportunities for Black professionals. In this guide, we’ll walk you through how to approach financial aid and highlight the vital role the Williams-Franklin Foundation (WFF) plays in supporting HBCU students both financially and professionally.
Additionally, we’ll introduce you to one of our key partnerships: the Continuing Umbrella of Research Experiences (CURE) Program at Dana-Farber/Harvard Cancer Center (DF/HCC). This full-time research training initiative offers invaluable opportunities for students interested in careers in science, specifically cancer research.
Understanding the Financial Aid Process
Successfully navigating financial aid starts with understanding the key steps involved. By breaking the process down into manageable actions, you can approach it with confidence and stay ahead of deadlines.
Start Early
Begin the financial aid process well before your first semester. Gather essential documents like tax returns, W-2 forms, and any records of untaxed income. Submitting your applications early can make a significant difference in the amount of federal, state, and institutional aid you receive. Starting ahead of time also gives you the space to troubleshoot any issues or gather additional documentation if needed.
Submit the FAFSA
The Free Application for Federal Student Aid (FAFSA) is your key to accessing federal financial aid. This application determines your eligibility for grants, loans, and work-study programs. Make sure to check the FAFSA deadlines for both federal and state aid, and submit your application as early as possible. The sooner you apply, the more likely you are to receive aid before funds run out.
Explore Scholarships and Grants
Scholarships and grants are the best forms of financial aid because they don’t need to be repaid. Research as many options as you can, focusing especially on those designed for HBCU students. Many organizations provide scholarships specifically for African American students, women pursuing degrees in STEM, or students from underrepresented backgrounds. Apply for as many scholarships as possible—every little bit helps!
Consider Work-Study Programs
Work-study programs allow students with financial need to work part-time jobs, often on campus, to help cover their educational expenses. These positions are flexible around your class schedule and provide valuable work experience while helping you manage your finances. Even though work-study won’t cover all your expenses, it’s a great option to supplement other forms of aid.
How We Support HBCU Students
The Williams-Franklin Foundation is committed to eliminating financial barriers for HBCU students, ensuring that financial challenges don’t prevent students from reaching their full potential. Through scholarships, mentorship, and professional opportunities, WFF plays an essential role in helping students succeed.
Scholarship Opportunities
WFF offers scholarships that help cover tuition and other educational costs, alleviating the financial stress that so many HBCU students face. In 2023, we awarded 24 scholarships totaling $124,000, marking their highest annual scholarship disbursement. These scholarships make a significant difference for students who might otherwise struggle to afford their education, allowing them to focus more on their studies and less on their financial burdens.
Professional Development and Networking
Financial support is just one part of our mission. We also connect students with invaluable professional development opportunities. Internships, for instance, are a key part of building your future career, and WFF has partnerships with top organizations like the Dana Farber Harvard Cancer Institute. These real-world experiences give students a head start in their careers by building professional skills and networks.
Mentoring Programs
WFF also offers mentorship programs where students are paired with experienced professionals in various industries. These mentors provide guidance on academic decisions, career paths, and personal development. Having someone who has been in your shoes and can offer practical advice is invaluable as you navigate college and prepare for life after graduation.
Instructional Webinars
We regularly host webinars on a range of topics relevant to student success. From financial management and budgeting tips to insights on how to apply for scholarships or entrepreneurial skills, these webinars equip students with the knowledge they need to make informed decisions about their education and career. Learning how to manage your finances effectively and prepare for the workforce is critical to long-term success.
CURE Program Partnership with Dana-Farber/Harvard Cancer Center
In addition to scholarships and mentoring, we offer students opportunities to engage in cutting-edge research. One of these opportunities is the Continuing Umbrella of Research Experiences (CURE) Program at Dana-Farber/Harvard Cancer Center (DF/HCC) in Boston, MA. This full-time research training initiative is designed for undergraduate students interested in a career in science, particularly in cancer research.
Through this program, selected students receive travel and housing accommodations to participate in biomedical cancer research while being mentored by leading scientists in basic, clinical, population science, computational, or nursing research. During their involvement, students gain hands-on experience, acquire scientific knowledge and technical skills, and deepen their understanding of how to conduct cancer research at a world-class institution.
Since the inception of WFF’s partnership with DF/HCC, WFF Scholars have been selected to participate in this highly competitive, paid summer internship. Past scholars, such as Destiny Lewis, have gained invaluable experience and made meaningful connections during their time at Dana-Farber.
“During my time in this incredible internship, I worked on the ex vivo of Follicular lymphoma bsab Cd19:20. I learned so much and gathered many takeaways for my future career. Special thanks to Karen Burns White, Julia Miller, Feven Woldesenbet, Brittany Michel, and Dana-Farber Harvard Cancer Institute. I’m so grateful for being trusted with this amazing opportunity.” – Destiny Lewis
To learn more about the CURE Program, its eligibility requirements, and how to apply, visit the CURE Program page. If you are not currently a WFF Scholar but would like to apply, be sure to identify yourself as a “Friend of WFF” on your DF/HCC application.
- Application Deadline: February 3, 2025
- Program Launch Date: May 27, 2025
Embracing Opportunities for Success
While the financial aid process can be complex, careful preparation and the right resources make it much easier to navigate. The Williams-Franklin Foundation offers more than just financial support; we are a partner in your academic and professional journey, helping you access the tools, networks, and knowledge you need to succeed.
By taking advantage of available resources—from scholarships and work-study programs to mentorship and professional development—you can focus on your education and set yourself up for a bright future. Remember, financial hurdles don’t have to hold you back. With proactive planning and the support of organizations like us, you can achieve your academic and career goals with confidence.
To learn more about how to apply for scholarships and get involved with our programs, visit the Williams-Franklin Foundation’s website. Take the first step toward securing your financial future.
